Capital Solutions
Built for Business
Oida Lending connects businesses and real estate investors with the right funding — from $50K to $50M. Fast approvals, flexible terms, and a team that understands your goals.
Business Loan Solutions
From start-ups to established enterprises, we offer a comprehensive suite of business financing options structured to match your unique needs and growth objectives.
Revenue-Based Financing
$10K – $5MFlexible capital tied to your monthly revenue. Repay as a percentage of sales — no fixed monthly payments, no collateral required.
- No fixed payments
- Quick funding in 24–48hrs
- Revenue-share repayment
- Minimal paperwork
Equipment Financing
Up to 100% financingPreserve cash flow while acquiring the equipment your business needs. Finance new or used equipment with the asset as collateral.
- Finance any equipment
- Preserve working capital
- Fixed monthly payments
- Tax advantages (Section 179)
Accounts Receivable
80–90% advance rateUnlock the capital tied up in your outstanding invoices. Convert your receivables into immediate working capital without taking on debt.
- Immediate liquidity
- No new debt incurred
- Scales with revenue
- Improve cash flow cycles
Inventory Financing
Up to $10MUse your existing inventory as collateral to secure the funds needed to stock up, fulfill large orders, and grow your business.
- Leverage existing inventory
- Seasonal business-friendly
- Revolving credit options
- Flexible repayment
Security-Based Lending
Competitive ratesLeverage your investment portfolio, stocks, bonds, or other securities to access capital at highly competitive rates without liquidating assets.
- Retain investment positions
- No tax event on securities
- Rapid approval process
- Large loan amounts available
Not sure which product fits?
Our team will analyze your situation and recommend the best funding path.
Real Estate Loan Solutions
Specialized financing for commercial acquisitions, development projects, and real estate investors who need speed, certainty, and flexible structures.
Commercial Real Estate
$500K – $50M+Finance office buildings, retail centers, multi-family, industrial, and mixed-use properties with competitive long-term financing structures.
- Owner-occupied & investment
- LTV up to 80%
- Fixed & floating rates
- 5–30 year amortization
Hard Money Loans
Close in 5–10 daysAsset-based lending for time-sensitive acquisitions, distressed properties, and situations where conventional financing moves too slowly.
- Asset-based underwriting
- Credit flexible
- Bridge & acquisition
- Fix-and-flip friendly
Development Financing
Up to 90% LTCGround-up construction and major renovation projects funded with structured draw schedules aligned to your project milestones.
- Ground-up construction
- Land acquisition included
- Draw schedule funding
- Experienced developers preferred
Business Line of Credit
Access a revolving credit facility that gives your business a standing source of capital. Draw when you need it, repay on your terms, and draw again — without reapplying.
Revolving Access
Funds replenish automatically as you repay, giving you on-demand capital at all times.
Interest-Only Draws
Pay interest only on the amount drawn, not the full credit limit. Maximize cost efficiency.
Fast Activation
Once approved, your line is activated and ready to draw — no waiting for each transaction.
Flexible Terms
Structured to match your business cycle with seasonal adjustment options available.
Private Equity Funding
For businesses and entrepreneurs who need more than debt — we facilitate access to private equity, mezzanine financing, and strategic growth capital that fuels transformational growth.
Growth Capital
Strategic equity for companies with proven traction looking to scale operations and capture market share.
Partner Network
Access our network of private investors, family offices, and institutional capital partners.
Cross-Border Deals
Equity and mezzanine structures for domestic and international business expansion.
Structured Finance
Creative capital structures combining debt, equity, and mezzanine components tailored to your business stage.
Our Private Equity Process
Initial Assessment
Submit your business overview and funding requirements for a confidential review.
Investor Matching
We identify and introduce suitable investors from our vetted private network.
Due Diligence
Structured evaluation of financials, business model, and growth trajectory.
Term & Close
Negotiate favorable terms and execute the funding transaction efficiently.
"We don't just find funding — we build the right capital strategy for your future."
— Oida Lending Team
Years serving business owners and investors
A Trusted Capital Partner for Businesses Nationwide
Oida Lending is a Managing Loan Broker with deep expertise in business and real estate financing. We serve as a strategic intermediary — connecting our clients with the right lenders, investors, and capital structures to achieve their financial goals.
Whether you're a small business owner seeking working capital, a real estate developer structuring a construction deal, or an entrepreneur exploring private equity, our team has the relationships and expertise to deliver.
Transparency First
No hidden fees, no surprises. We clearly outline every term and cost before you sign anything.
Expert Guidance
Our brokers hold decades of combined experience across commercial lending, private equity, and real estate finance.
Relationship Driven
We build long-term partnerships, not one-time transactions. Your financial success is our sustained mission.
Ready to Fund Your Next Move?
Whether you need working capital, real estate financing, or strategic equity — our team is ready to help you structure the right deal.
Insights & Articles
Expert perspectives on business lending, real estate finance, and capital strategy.
How Revenue-Based Financing Is Reshaping SMB Capital Access
Traditional bank loans are losing ground to flexible, revenue-tied funding models that align repayment with cash flow — here's what business owners need to know.
The Case for Hard Money Loans in Competitive Real Estate Markets
Speed and certainty of close can win deals that conventional financing cannot. We break down when hard money lending is the strategic choice.
Debt vs. Equity: Choosing the Right Capital Structure for Growth
A practical framework for founders and business owners evaluating whether debt, equity, or a hybrid structure best serves their current stage and long-term vision.
Start Your Funding Conversation
Ready to explore your options? Complete the form and a member of our team will reach out within one business day to discuss your funding needs — confidentially and at no cost to you.
Call Us
(954) 248-3600
Mon–Fri, 8am–6pm ET
Email Us
funding@oidalending.com
We respond within 24 hours
Serving
USA & Abroad
What to Expect
- Free, no-obligation consultation
- Response within 1 business day
- 100% confidential process
- No impact to your credit score